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How Long Does it Take to File an 18 Wheeler Claim? When someone gets injured in a crash involving an 18 wheeler, the case can take longer to settle than a typical car crash claim. The majority of truck accidents are accompanied by severe injuries. There are many variables that determine the time required to come to an agreement. Here are some of the most important factors. Insurance claims Just like any vehicle on the road, 18-wheeler truckers are required to have a minimum amount of insurance. This is a good reason; collisions with large trucks can cause more severe injury and property damage than a typical car accident. In 18 wheeler accident claim sandy springs , these crashes often cause death and catastrophic injuries. This is why it is important that victims of these accidents submit a claim to receive the compensation they are entitled to. Although 18 wheeler insurance is essential however, it can be difficult to find policies that satisfy all your needs. Depending on the nature of the cargo your trucks transport it is possible that you will require additional kinds of insurance. For instance, hazmat-related carriers could require up to $5 million in liability insurance. Other policies you may need include towing insurance, trailer interchange insurance and cargo insurance. In addition to that an experienced lawyer can assist you in determining what kinds of insurance coverage your business requires. The attorney will assist you in negotiating with insurance companies to ensure that your claim is properly settled. In some cases insurance companies may attempt to reduce their liability by asserting that they are at fault. This can severely devalue your claim. An attorney can help you to refute these claims and receive the highest amount of compensation that you are entitled to. A seasoned lawyer will ensure that you receive the cash needed to recover regardless of the manner in which you were injured in the accident. Settlements In many instances, the victims of a truck crash will be offered a settlement before filing a lawsuit. The settlement offer is usually lower than what the victim is entitled to. It is made by the trucking company or their legal team. The victim should not accept this offer without talking to a personal injury attorney first. The value of a settlement will depend on a variety of factors that include the degree of injuries, property damage and medical costs. Additionally, non-economic damages can be a factor, particularly in the event that the crash has left you physically and emotionally distressed. However, these losses are harder to quantify and require expert analysis. The issue of establishing liability is another crucial factor that determines the final compensation amount. If you can prove the person responsible for the accident violated traffic laws, was negligent or caused the accident due to an act of negligence, they will be liable for the damages. There are also other legal defenses which can restrict their liability. These include comparative fault and contributory negligence. The owner of the trucking business could also be held liable for the accident. This could happen if the driver of the truck was operating in poor conditions, or if the company was not able to maintain the vehicle in good condition. Additionally, if the cargo was not properly loaded or a portion of the truck was not working properly the shipping and cargo loading company could be held liable. Filing a lawsuit If the insurance company is unable to settle the claim in a fair manner, you may have no other choice than to start a lawsuit. This could delay the resolution of your case, but it can also result in a larger amount of damages. A truck accident lawyer is the best option regardless of whether you decide to settle or go to court. The insurance companies involved in this situation are likely to try and lowball you which is why you need someone on your side to protect your interests. A Lafayette truck accident lawyer will review your crash and determine the value of damages in order to ensure you get the maximum amount of compensation. In the majority of 18-wheeler accidents there are many people who are accountable. If the truck driver was driving under the influence of alcohol or violated the rules governing hours of service then his or her employer may be held responsible. A company that manufactures a repair shop or component may also be held responsible when the part that was defective was responsible for the accident. Additionally, cargo-loading or shipping companies may be held responsible for accidents involving their trucks. This is because these trucks have to be loaded and transported in a manner that is safe to prevent them from tipping over or hitting the ground. Thus, the companies have to adhere to strict safety standards. Additionally, you can seek compensation for non-economic damages such as pain and discomfort. Trial Most cases involving truck accidents are settled through negotiations with an insurance company. A fair settlement should take into account all of your medical expenses as well as treatment costs and other losses that you are likely to suffer. An attorney can help determine the likely future damages, as well as whether punitive damages can be a factor. The length of time it takes to receive a complete and final settlement depends on a variety of factors, and an experienced lawyer can help you through the process. The severity of your injuries will determine how much compensation you will receive. Some injuries will only affect you for a few weeks or months but others will have a lasting effects on your life. It can also take time to determine fault, as it's not always obvious in 18 wheeler collisions. This is because there can be multiple parties at fault, including the driver of the truck and the company who employs them. In some cases there may be mechanical issues that cause an accident. In this situation it might be necessary to hold the repair shop or the manufacturer accountable for damages. There are many factors that affect the size of an 18-wheeler's settlement, however, these cases tend have larger settlements overall than those involving cars. This is due to the nature of the injuries and damages involved in these accidents, which can often be devastating.